Bank Accounts - Available Even If You Have Bad Credit

What should you do if you have a bad credit history and have been refused a current account on this basis?

Contrary to popular understanding, most banks do offer bank accounts for people who have a poor credit history, CCJ's, have been bankrupt, or have too many changes of address.

Basic bank accounts do not have all the benefits of a regular current account, they do allow you to pay in and withdraw money; set up direct debits and standing orders; and will offer a card or MasterCard® prepaid card to allow you to use your prepaid card to withdraw money from any cash machine in the UK or abroad displaying the Mastercard® acceptance mark. Fees apply please refer to Account fees for details.

Online Bank Accounts for People With Bad Credit

We believe that our bank account at Evolution Banking is far and away the best one on the market. For a one off setup cost of £12.50 and a management fee of £12.50, Not only do you get all the usual benefits of having a bank account such as the ability to have your wages, benefits, tax credits paid directly into your account; the ability to pay in sterling cheques; the ability to setup direct debits and standing orders and a prepaid card which you can use to pay in shops, online and take out money from any cash machine in the UK or abroad dispalying the MasterCard® acceptance mark. Fee applies - please refer to Account Fees for details; we also offer you online banking facilities and we will never charge you if you bounce a direct debit or standing order.

Our Current Account is designed to help you get back on track financially by helping you to keep control of your spending, and will not allow you to go overdrawn. Simply leave enough in your account to cover your monthly outgoings - the rest can be transferred onto your prepaid card in regular automated loads or one off transfers.

Sign up for an Evolution Banking bank account today or, if you still have questions, contact us via email or call us on 0845 9000 050.

*Open to all UK residents aged 18 and over, subject to satisfactory proof of identity and residency verification.

Any questions?

If you have any questions about the Evolution Current Account, or need more information, call our customer services team on
0845 9000 050
Calls may be recorded.

9 am to 7 pm, Mon to Fri†
9 am to 12 noon, Sat.† **Excluding bank holidays. The 24/7 telephone and internet banking service may be briefly suspended for routine maintenance in the early hours of the morning.

*Open to all UK residents aged 18 and over, subject to proof of identity and residency verification.

† Calls maybe recorded for training and monitoring purposes.

Evolution Banking is a registered Trademark of Evolution Banking Ltd, a company registered in England and Wales with registration number 06113307 and its registered office at 8 St John Street, Manchester, M3 4DU. .

The Evolution Bank Account is managed by Secure Trust Bank PLC. Secure Trust Bank PLC is registered in England and Wales 541132. Registered Office: One Arleston Way, Solihull, B90 4LH. Authorised and regulated by the Financial Services Authority. Prepaid MasterCard® card is issued by Secure Trust Bank PLC pursuant to licence by MasterCard® International Incorporated. MasterCard® is a registered trademark for MasterCard® International. Secure Trust Bank PLC is entitled to use the Evolution Banking trade mark under license from Evolution Banking Ltd.

Bank Accounts - Available Even If You Have Bad Credit

Online Bank Accounts for People With Bad Credit

9 am to 7 pm, Mon to Fri† 9 am to 12 noon, Sat.† **Excluding bank holidays. The 24/7 telephone and internet banking service may be briefly suspended for routine maintenance in the early hours of the morning.

9 am to 7 pm, Mon to Fri†
9 am to 12 noon, Sat.† **Excluding bank holidays. The 24/7 telephone and internet banking service may be briefly suspended for routine maintenance in the early hours of the morning.