Getting A Basic Bank Account

If you have a history of bad credit, have been declared bankrupt or are an immigrant with UK residency, you should still be eligible for a basic bank account. This is a bank account which

• You can get without a credit check *
• Requires only satisfactory ID and proof of address
• Will allow you to pay in wages, benefits, state pension, tax credit and sterling cheques
• Will allow you to pay bills
• Will let you set up direct debits and standing orders
• Provides monthly statements showing details your incoming and outgoing funds

Evolution Banking offers a basic bank account from Secure Trust Bank for people with bad credit, even if they are recently bankrupt. It provides the basic benefits listed above, plus 24 hour online banking access, telephone banking**, and a MasterCard® prepaid card. This gives you the convenience of a card with the ability to control your own spending meaning you will never go overdrawn.

A basic bank account could be the first step towards getting control over your finances and budgeting for the future. You will be able to set up direct debits and standing orders to pay your monthly bills, and as you're know exactly what is coming out of your account each month, you can set the limit on your prepaid card so that you never need to take advantage of the fact that Evolution Banking will not charge you for bounced direct debits and standing orders.

Apply for a basic bank account with Evolution Banking or phone us on 0845 9000 050 or contact us via email for more information.

*Open to all UK residents aged 18 and over, subject to satisfactory proof of identity and residency verification.